AmeriCash Advance Privacy Policy
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AmeriCash Advance Privacy Policy
Texas Credit Access Business (CAB) Privacy Policy
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AmeriCash Advance Privacy Policy
Rev. January 2011
FACTS
|
WHAT DOES AmeriCash Advance DO WITH YOUR PERSONAL INFORMATION?
|
Why?
|
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
|
What?
|
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores.
|
How?
|
All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons AmeriCash Advance chooses
to share; and whether you can limit this sharing.
|
Reasons we can share your personal information
|
Does AmeriCash Advance share?
|
Can you limit this sharing?
|
For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus
|
Yes
|
No
|
For our marketing purposes – to offer our products and services to you
|
No |
We Do Not Share |
For joint marketing with other financial companies
|
No |
We Do Not Share |
For our affiliates' everyday business purposes – information about your transactions
and experiences
|
Yes |
No
|
For our affiliates' everyday business purposes – information about your creditworthiness
|
Yes
|
Yes
|
For our affiliates to market to you
|
Yes |
Yes
|
For nonaffiliates to market to you
|
No |
We Do Not Share |
To limit our sharing
|
- Call 877-369-6700 – our menu will prompt you through your choice(s); or
- Contact us via email: [email protected].
Please note:
If you are a new customer, we can begin sharing your information from the
date you become a customer.
However, you can contact us at any time to limit our sharing.
|
Questions?
|
Call 877-369-6700; go to www.americashadvance.com; email
us at [email protected].
|
What we do?
|
How does AmeriCash Advance protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain physical, electronic and procedural safeguards i.e. computer virus
protection software, firewalls, 128 bit Secure Socket Layer. Only authorized employees
have access.
|
How does AmeriCash Advance collect my personal information?
|
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Provide employment information
- Provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
|
Why can’t I limit all sharing?
|
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
|
What happens when I limit sharing for an account I hold jointly with someone else?
|
Your choices will apply to everyone on your account.
|
Definitions
|
Affiliates
|
Financial and nonfinancial companies related by common ownership or control.
- Our affiliates include companies with a common corporate
identity of AmeriCash Advance such as Nations Cash Source, LLC and/or PaydayCashLoans.com.
|
Nonaffiliates
|
Financial and nonfinancial companies not related by common ownership or control.
- Nonaffiliates we share with can include direct marketing
companies for application resell, direct mail and other purposes.
|
Joint Marketing
|
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include financial institutions,
credit card companies, partners that promote our products, pre-paid debit card providers
and other lending companies.
|
Other important information
|
Vermont residents: We will not disclose information about you with affiliates
or non-affiliated, third party companies or financial institutions, other than as
required or permitted by law, without your express permission.
California residents: We will not share information we collect about you
with affiliated or non-affiliated third parties, except in the limited circumstances
permitted under state law, or if you give us your permission.
North Dakota residents: We will not disclose information about you with non-affiliated,
third party companies or financial institutions, other than as required or permitted
by law, without your express permission.
Nevada residents: If you would like more information regarding this notice
or Nevada’s law regarding corporate do-not-call registries, you can contact us at
the toll-free number or address included in this notice or the Bureau of Consumer
Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite
3900, Las Vegas, Nevada 89101; Phone: (702)486-3132/Email:
[email protected].
Collection and use of Bank Account Information:: If we extend credit to a consumer,
we will consider the bank account information provided by the consumer as eligible for us to process
payments against. In addition, as part of our information collection process, we may detect additional
bank accounts under the ownership of the consumer. We will consider these additional accounts to be
part of the application process.
|
Texas Credit Access Business (CAB) Privacy Policy
Rev. January 2011
FACTS
|
WHAT DOES AmeriCash Advance EXPRESS DO WITH YOUR PERSONAL INFORMATION?
|
Why?
|
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
|
What?
|
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores.
|
How?
|
All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons AmeriCash Advance
chooses to share; and whether you can limit this sharing.
|
Reasons we can share your personal information
|
Does AmeriCash Advance share?
|
Can you limit this sharing?
|
For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus
|
Yes
|
No
|
For our marketing purposes – to offer our products and services to you
|
Yes
|
No
|
For joint marketing with other financial companies
|
No |
We Do Not Share |
For our affiliates’ everyday business purposes – information about your transactions
and experiences
|
No |
We Do Not Share |
For our affiliates' everyday business purposes – information about your creditworthiness
|
Yes
|
Yes
|
For our affiliates to market to you
|
No |
We Do Not Share |
For nonaffiliates to market to you
|
No |
We Do Not Share |
To limit our sharing
|
- Call 877-369-6700 – our menu will prompt you through your choice(s); or
- Contact us via email: [email protected].
Please note:
If you are a new customer, we can begin sharing your information 30 days
from the date we sent this notice. When you are no longer our customer, we
continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|
Questions?
|
Call 877-369-6700; go to www.americashadvance.com; email
us at [email protected].
|
What we do?
|
How does AmeriCash Advance protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain physical, electronic and procedural safeguards i.e. computer virus
protection software, firewalls, 128 bit Secure Socket Layer. Only authorized employees
have access.
|
How does AmeriCash Advance collect my personal information?
|
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Provide employment information
- Provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
|
Why can’t I limit all sharing?
|
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
|
What happens when I limit sharing for an account I hold jointly with someone else?
|
Your choices will apply to everyone on your account.
|
Definitions
|
Affiliates
|
Financial and nonfinancial companies related by common ownership or control.
- Our affiliates include companies with a common corporate
identity of AmeriCash Advance such as Nations Cash Source, LLC and/or PaydayCashLoans.com.
|
Nonaffiliates
|
Financial and nonfinancial companies not related by common ownership or control.
- Nonaffiliates we share with can include direct marketing
companies for application resell, direct mail and other purposes.
|
Joint Marketing
|
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include financial institutions,
credit card companies, partners that promote our products, pre-paid debit card providers
and other lending companies.
|
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© 2000 - 2011 AmeriCash Advance All Rights Reserved.
|